Kansas City Uninsured/Underinsured Accidents

Under Missouri’s fault-based insurance laws, victims of car accidents have the right to pursue compensation from the driver responsible for the collision. However, when that driver lacks adequate insurance, securing compensation can become complex.

If you are involved in an accident with an uninsured or underinsured driver, trust Miller & Hine to recover the settlement that you deserve. Our Kansas City car accident attorneys have years of experience tackling these challenging cases, helping our clients address their financial and medical needs even when insurance coverage falls short.

Why Choose Miller & Hine for Your Case?

• Navigating claims involving uninsured or underinsured motorists can be complex. Our firm specializes in securing fair compensation under these challenging circumstances.
• Our attorneys are dedicated to reducing your stress in the aftermath of an accident by handling all legal aspects, enabling you to focus on your healing and recovery.
• We operate on a contingency fee basis for maximum affordability. If we do not secure compensation in your claim, you will not owe any legal fees.

Your Options If You Are Hit by an Uninsured Driver

If you are hit by an uninsured or underinsured driver in Missouri, you still have options to recover damages despite the other party’s lack of insurance. Missouri law mandates that all liability insurance policies include uninsured motorist coverage, which provides at least $25,000 for bodily injury per person and $50,000 per accident. This coverage is designed to protect you and your passengers in accidents involving uninsured or underinsured drivers, or in the event of a hit-and-run accident.

Under this framework, you have two main options for pursuing compensation:

• You can file a claim under your uninsured motorist coverage.
• You can file a lawsuit directly against the uninsured driver. This can be a viable option to seek compensation, although collecting damages from individuals without insurance can often be challenging.

How an Attorney Can Help Recover the Compensation You Deserve

When a driver lacks insurance coverage, knowing what to do next can be a challenge. You deserve compensation for the harm that you suffered, but dealing with insurance or litigation processes can be stressful. In many cases, external parties will advocate against your right to full recovery. In these situations, you need someone in your corner.

At Miller & Hine, our Kansas City uninsured/underinsured accident lawyers have deep experience handling these types of claims. We will stand by your side every step of the way, helping you fight for your right to maximum compensation.

Here are some of the ways that our attorneys can assist:

• Evaluating Your Coverage: We will review your insurance policies to identify all potential sources of compensation, ensuring that you leverage the full extent of your available coverage.

• Handling Insurance Negotiations: Our Kansas City personal injury attorney can manage all interactions with your insurance company, advocating for the maximum possible settlement under your uninsured motorist policy.

• Pursuing Legal Action: If pursuing a lawsuit becomes necessary, Miller & Hine will prepare a robust case against the uninsured driver, handling all aspects from filing your lawsuit to representing your interests in court.

Schedule Your Free Case Consultation Today

Dealing with uninsured or underinsured motorist claims can be frustrating alone. If you are in Kansas City and facing this issue, trust Miller & Hine to handle the process on your behalf and fight for the compensation you deserve. Contact us today at (816) 205-8845 to discuss your case with our uninsured/underinsured accident lawyers.