St. Louis Uber Accident Lawyer

Accidents involving Uber can be complex. You might not know who to make your claim with and what your rights are. But you may have suffered serious injuries and have expensive medical bills, lost wages, and other losses that you might be entitled to recover compensation for. The St. Louis car accident lawyers at Miller & Hine are here to guide you through the claim process. Take advantage of a free consultation with one of our experienced car accident lawyers by calling (314) 408-5708.

Dangers of Rideshare Programs

Rideshare programs like Uber are often touted as safe alternatives to owning a car or getting home safely after a late night. However, drivers often have limited requirements to be allowed to work on the app, so they are no safer than any other random driver. Additionally, the business model pays drivers more for the more rides they provide, which might incentivize them to speed and take other safety shortcuts.

Possible factors that can contribute to accidents in rideshare vehicles include:

• Speeding, so drivers can get to their next trip faster
• Distractions with constant alerts and navigational messages
• Dangerous drop-off locations
• Inexperienced driving
• Fatigued driving, as many drivers take on this role as a second or third job
• Mechanical issues because the vehicle logs more miles than a typical vehicle

If you were injured in an accident caused by an Uber driver’s negligence, you may have legal options. Contact Miller & Hine to learn more.

What Insurance Covers My Uber Accident?

One of the factors that make Uber accident cases more complicated is that different insurance policies can apply, depending on when the accident occurred:

• While the driver is not logged into the app – The Uber driver’s personal insurance policy would apply.
• While the driver is logged on the app but has not accepted a ride – Uber’s insurance during this interval provides $50,000 of bodily injury to one person, $100,000 of bodily injury per accident, and $25,000 of property damage coverage.
• While the driver has accepted a ride until the driver drops the passenger off – Uber provides up to $1 million in third-party liability coverage during this time.

If another driver is responsible for the accident, you could file a claim with their liability insurance provider.

Why You Need an Uber Rideshare Accident Attorney

If you are involved in an Uber accident, it is important that you work with a St. Louis injury lawyer who is experienced at handling these accident claims, not just typical car accidents. Uber’s business model helps to insulate the company from liability because it is considered a technology company rather than a transportation company, connecting willing riders with willing drivers, so accidents are not treated the same as accidents involving taxis. Additionally, drivers are independent contractors, so the company is not as responsible for their actions as they would be if they were employees.

An experienced Uber accident lawyer understands these nuances. They are familiar with the insurance policies that apply and can employ effective strategies designed to help you recover the maximum amount of compensation available.

If you were injured in an Uber accident, the St. Louis Uber accident lawyers from Miller & Hine can help. Call us at (314) 408-5708 or contact us online for a free case consultation.